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Gold and Tree Real Estate

Loan calculator

Thai bank loan calculator

Work out the monthly instalment, the interest you pay over the life of the loan, and the cash you need on transfer day.

Estimates only — Thai bank rates and conditions vary. Not financial advice.

Monthly instalment
Loan amount
Down payment
Total interest over the term
Total repaid (principal + interest)
Transfer costs on the day (transfer fee 2% + mortgage registration 1%)
Cash needed at transfer (down payment + costs)
Income usually required (instalment ≈ 1/3 of monthly income)

If the rate moves

Rate Monthly Total interest

An estimate, not an offer. Thai banks price each application on income, age, nationality and the property itself, and rates usually step up after the first years. Foreign buyers normally need a Thai bank account and, for a condo, funds transferred from abroad. We are happy to introduce you to a bank we work with.

Found the number that works?

Browse verified listings in that price range, or ask us to run the figures on a specific property.

Detailed bank calculator

For members

Step rates, extra payments, year-by-year schedule and what banks look at.

Want the full picture on this property?

  • Full loan breakdown: step rates, year-by-year schedule, extra payments and cash needed on transfer day
  • Keep a list of the properties you are following, with your own notes
  • Send an offer and follow its status without waiting on the phone